ACTIVE - If the deceased participant was
an ACTIVE member and
eligible for Health & Welfare coverage at the time of death, coverage for
his spouse and other dependents will continue, using up coverage for all reserve
hours plus an additional six months. This
coverage is provided at no charge.
After those extensions of eligibility have been used, a widow who has not remarried
or is not eligible for other group
insurance (other than Medicare), or other dependent (without other group
insurance), may participate in the Active Health & Welfare Plan as long as
the monthly fee required by the Board of Trustees is paid.
That fee is subject to change. Complete
details are provided upon the death of the participant.
When the widow reaches age 65, she may be covered by the Retiree
Plan but Medicare would be the primary carrier.
RETIREE -
If the deceased participant was a RETIRED member and eligible for Health
& Welfare coverage, his spouse and eligible dependents who were covered by
the Plan at the time of his death will remain covered for the month during which
he died as well as an additional six months at no charge.
At the end of that period, a widow who has not remarried or is not eligible for
other group insurance other than Medicare, or other dependent without other
group insurance, may continue coverage as long as the monthly fee required by
the Board of Trustees is paid. As
with the Active Plan, that fee is subject to change.
Your application and payment must be received by the Fund Office within 31 days
following notification of loss of eligibility.
Payments must be made consecutively without interruption or you must wait
until Open enrollment to re-enroll in the Plan. (Open
Enrollment Forms, click here).
Eligibility under the self-payment program will terminate on the date the
dependent spouse remarries or becomes
entitled to any other group coverage, other than Medicare.
