Operating Engineers Health & Welfare Fund

Retiree Health & Welfare

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bulletDisability Pensioners
bulletAll Other Pensioners
Retiree Health & Welfare
Plan Monthly Fees
 

DISABILITY PENSIONERS ONLY
(Until age 65 - then Regular rates apply)

  "Full Fee-for-Service Plan" HMO + DeltaPMI Plan Limited Plan "M" PLAN**
Single Coverage
(No dependents):
       
If you have Medicare 73.00
 
n/a 38.00 23.00
If you DO NOT have Medicare 132.00 94.00 38.00 N/A
Two-Party (2 family Medicare)        
If BOTH have Medicare with Plan "M" n/a n/a n/a 45.00
If BOTH have Medicare without
Plan "M"
145.00 n/a 152.00 n/a
If ONE has Medicare with
Plan "M"
154.00 117.00 61.00 154.00
If ONE has Medicare without
Plan "M"
204.00 n/a 152.00 n/a
If both DO NOT have Medicare 263.00 188.00 152.00 n/a
Family coverage (3+ family members);        
If TWO have Medicare with
Plan "M"
111.00 92.00 64.00 111.00
If TWO have Medicare without
Plan "M"
211.00 n/a 95.00 n/a
If ONE has Medicare with
Plan "M"
220.00 164.00 80.00 220.00
If ONE has Medicare without
Plan "M"
270.00 n/a 95.00 n/a
If NO ONE has Medicare 329.00 235.00 95.00 n/a
 


ALL OTHER PENSIONERS

  "Full Fee-for-Service Plan" HMO + DeltaPMI Plan Limited Plan Plan "M"
Single Coverage
(No dependents):
       
If you have Medicare 145.00 n/a 76.00 45.00
If you DO NOT have Medicare 263.00 188.00 76.00 n/a
Two-Party (2 family members):        
If BOTH have Medicare with Plan "M" n/a n/a n/a 90.00
If BOTH have Medicare without
 Plan "M"
290.00 n/a 152.00 n/a
If ONE has Medicare with
Plan "M"
308.00 233.00 121.00 308.00
If ONE has Medicare without
Plan "M"
408.00 n/a 152.00 n/a
If both DO NOT have Medicare 526.00 376.00 152.00 n/a
Family coverage (3+ family members);        
If TWO have Medicare with
Plan "M"
222.00 184.00 128.00 222.00
If TWO have Medicare without
Plan "M"
422.00 n/a 190.00 n/a
If ONE has Medicare with
Plan "M"
440.00 327.00 121.00 440.00
If ONE has Medicare without
Plan "M"
540.00 n/a 190.00 n/a
If NO ONE has Medicare 658.00 470.00 190.00 n/a
Retirees earning over $30,000 per year:        
Excluding Nevada residents 940.00 940.00 940.00 n/a
Nevada residents only 955.00 955.00 955.00 n/a

*The "STAY ACTIVE" Plan is restricted to non-Medicare participants and can only be selected when you first retire.  The Plan includes the higher inpatient hospital benefits and routine physical exam benefits provided to Active participants.  Life Insurance is not included; the Retiree is eligible for the $2,500 Death Benefit provided by the Retiree Plan.

**The "M" Plan is restricted to Medicare participants who enroll in Medicare HMOs.  The participant must submit evidence of coverage from the HMO with enrollment.  The Fund pays limited benefits.