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The
Operating Engineers Health & Welfare Fund has steadily grown since its
inception in 1954. The Fund provides comprehensive healthcare coverage to
Plan participants for medical, hospital and prescription drug expenses, as well
as life insurance, vision care and dental benefits.
This
site was designed to provide you with the most current information regarding
your benefits as well as other topics of interest. There is also interactive participant
information - you can check
eligibility, claims status, or download and print the forms you need right here. In the future you will be able to search online
for AHF contract providers. We will continue to incorporate changes and
enhancements, so check back with us often!
Some
Plan highlights:
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The
Trustees established a contract provider networks, Blue
Cross for California Residents, and Affiliated Health Funds
(AHF) for Non-California Residents,
and are always looking to expand the
network. Participants who choose AHF participating providers can
significantly reduce their out-of-pocket expenses. Since its inception in
1984, participants have saved over $120 million and the Fund has saved over $60
million by using this program! |
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The
Plan offers a wide variety of choices for healthcare including a traditional
fee-for-service plan, the contract provider networks, HMOs (Kaiser Permanente,
Health Net and Health Plan of Nevada), and a panel of contract dentists. |
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These
are some recent enhancements made by the Board of Trustees:
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Contraceptives
(birth control materials) are now covered by the Plan for eligible spouses. |
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The
Dental Plan maximum was increased from $5,000 in any two-calendar-year period to
$6,000 in any two-calendar-year period. |
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Orthodontic
coverage for dependent children was increased to $2,000 and, as of July 1, 1999,
to $3000 for children with cleft lip, alveolus or palate. |
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Hearing
aids are now covered up to $1,000 per ear, once every three
years. |
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The
Plan now provides a $2,500 Death Benefit upon the death of the spouse of an
eligible Retired participant. |
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| IMPORTANT
DISCLAIMER- PLEASE READ: The information contained on this website is a general statement of the
most important provisions of the Operating Engineers Health & Welfare
Plan. No general statement such as this can adequately reflect all the
details of the Plan. Nothing in this statement is meant to interpret or
extend or change in any way the provisions expressed in the written Rules and
Regulations of the Plan. The rights of a participant or beneficiary can
only be determined by consulting the Health & Welfare Plan Rules and
Regulations. |
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