Important Basics About the Plan, page 1

	Types of Coverage
	Fee-For-Service
	Affiliated Health Funds (AHF)
	Kaiser Permanente HMO
	Health Net HMO
	Health Plan of Nevada HMO
	HMO Comparison
	Deductible
	Lifetime Maximum
	Accidents & 3rd Party Liability
	Work-related Illness/Injury
	How to File a Claim
	Case Management

Important Basics About the Plan, page 2

Other Group insurance Coverage

Important Basics About the Plan, page 3

Medicare - Active

Important Basics About the Plan, page 4

Medicare - Retired

Important Basics About the Plan, page 5

Glossary of terms