|
[ Back] |
|
|
|
|
|
In
January of each year you will receive a statement which will indicate the hours
reported on your behalf for the previous Plan Year.
A Plan Year is the 12 months between July 1 and
June 30.
The statement will indicate the following items important to you:
-
The
hours reported by your employers for the previous Plan Year.
-
The
total hours recorded on your behalf.
-
Prior
Service, if any.
4. Any Break in Employment you may have incurred
according to Plan rules.
The
statement does not guarantee that you have a right to a specific amount of
credits as listed on the statement. The
final audit of your credits will not be performed until you apply f or pension.
Nevertheless, it is important that you
check this statement immediately upon receiving it and bring any errors to the
attention of the Pension Department. Do
not ignore the statement simply because you are not thinking of retiring for
several years. The purpose of
the statement is to detect any errors in your account so that they can be
corrected immediately. Leaving an
error undetected and uncorrected for several years may cause significant
problems for you when you decide to retire.
Please
note that the Prior Credits shown are based upon Local #12's records and have
not been verified. Prior Credits
are verified at the time of retirement.
|
|
|
|
If
your application for a pension benefit is denied by the Fund Office, you will
receive written notice of denial which will state the reason for the denial and
will also include the appeals procedure. The
Pension Trustees will make the final decision in every appeal.
The appeal must be submitted within 60 days of notification of the
denial.
In
the case of denied Disability Pension applications, the Fund Office will arrange
for additional medical examinations at Fund expense, if necessary.
You will be reimbursed for the cost of travel from your home to the
doctor's office and return. A
mileage allowance is provided for that purpose.
If
additional medical examinations do not provide conclusive evidence that the
disability is total and permanent, you have the opportunity to meet with the
Appeals Committee to discuss the application in person.
You may bring the doctor and/or legal counsel to the meeting to discuss
the application with the Committee. Appeals
Committee meetings are scheduled at a mutually convenient time at the Fund
Office.
|
|
|
|
Local
#12 and the Trust have different offices. Address
changes should be sent to both simultaneously.
While we do exchange information with each other, sometimes delays occur
during the course of transmitting information between offices.
Once
your pension becomes effective, the pension check address will not be changed
unless you send a written authorization to the Fund. You may
download and print a Change
of Address form here.
|
|
|
|
In
order to have your monthly check directly deposited to your bank account, we
need your written instructions to do so. You
merely need to provide the Pension Department with the name and address of the
bank, the account number and routing number.
We recommend this procedure as it eliminates the possibility of lost or
stolen checks. Call the Pension
department and the Direct Deposit form will be mailed to you upon request or you
may download and print
it here.
You
may also have your monthly check mailed to your bank for deposit.
However, if you choose this procedure, there is no guarantee that your
check won't be lost or stolen.
|
|
|
| "News From Your Pension
Trustees" is published every month and includes
information about the benefits provided by the Fund. It also notifies
participants of changes in benefit provisions. Also included is general
information of interest to the participants. This bulletin is sent to
Retired participants only.
Newsletters. |
|
